First Time Buyers

By clicking onto this page you have already taken your first initial step onto the property ladder! We are here to guide you through your first property buying journey!
We will:

  • Advise you if you can afford a mortgage
  • Advise you on deposit requirements
  • Advise what steps you need to take to put you in the right position

Taking those first steps onto the property ladder can be a daunting experience – but it doesn’t have to be! To get in touch with any queries you have, click below!


Moving Home

Moving from first home to dream home?

Do you wish to upsize, downsize or relocate?


We know that moving home can be a stressful experience. We will provide you with the mortgage advice you need in dealing with your new purchase and will make the whole process as easy and smooth as possible!

To get in touch with any queries you have, click below!


Re-mortgage

We know there are many reasons why you may want to restructure your current mortgage.

  • Is your current mortgage deal coming to an end?
  • Worried about mortgage rates rising and what it could mean for your payments?
  • Want to pay off your mortgage earlier or extend it for a less expensive payment?

Re-mortgaging could be what you need to do. We can advise you on the most suitable option tailored to your specific needs and circumstances. To get in touch with any queries you have, click below!


Co-ownership

Low Deposit? Currently renting? You think you can’t borrow enough to buy? We could have the solution you need!


Co-Ownership allows you to buy a % share (minimum of 50%) of a property and they buy the rest. You pay a mortgage on your share of the property and pay a rent to Co-Ownership for their share and when you are ready, you can increase your share gradually and eventually up to 100% ownership!

We know saving for your first home can seem like an endless pursuit, Co-Ownership can help speed up this process and in most cases is cheaper than renting! To get in touch with any queries you have, click below!


buy to let

Buy to let mortgages enable landlords to purchase properties to let out and earn a return on their investment.


Are you a landlord or are you thinking of investing in a rental property? Whether you are new to the market, or already have an established portfolio we can provide mortgage advice on how can potentially maximise return on your investment. Most Buy to Let mortgages are not regulated by the Financial Conduct Authority.

To get in touch with any queries you have, click below!


Self builds

Ready to build your dream forever home?

You need a site?

Or you already have one?

Whatever the case may be we can help you with your self-build mortgage needs. Self-build mortgages are a bit more complex in comparison to traditional residential mortgages. You look after the DIY jobs and we will look after the mortgage! To get in touch with any queries you have, click below!

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Most buy to let mortgages are not regulated by The Financial Conduct Authority.

We Advise is a trading name of Milecross Financial Solutions Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.